Again, not a tax post.

The trouble is, people come down into two groups:

  • Those who pretend they know what they are doing, even when they don't
  • Those who make no pretence, so they let you know if they are unsure or out of their depth

Logically, you want to use the second lot to help you, because the first lot will sometimes overestimate their abilities, and get it wrong, but people aren't logical and they go for the first lot.